Pawn loans are intended to be short term collateral loans.
The borrower must be 18 years or older on everything except handgun loans you must be 21 years or older. You must provide a valid government issued photo ID.
Items provided (other than jewelry) must be in good working order.
In return, we lend them money.
If you choose to outright sell your collateral then the following does not apply.
Loans are 90 days and can be extended with an interest payment.
When customers pay back the loan, their merchandise is returned to them. All loan payments and redemptions must be paid in cash.
Pawn loans are made on everything from jewelry to electronics.
There is no obligation by the customer to redeem his or her collateral, there is no credit consequence to the borrower.
If the loan forfeits the items are then sold at a value price.